Startpage – Swedish Migration Agency

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Insurance for the employee

The employee must be covered by medical insurance, life insurance, occupational injury insurance and occupational pension insurance throughout the permit period. It is therefore important that the documentation shows the date on which the insurance began to apply, as well as the terms and conditions of the policy. You must be able to show that the insurance policies applied during the previous permit period and that they will remain valid in the future.

Medical insurance

Medical insurance provides financial support if the insured person falls ill or is injured. Medical insurance should not be confused with healthcare insurance, which helps the insured to gain faster access to healthcare.

Life insurance

A life insurance policy provides financial security if the insured person dies. For example, the money that is then paid out can help their surviving family be able to afford to stay in their home.

Occupational injury insurance

With an occupational injury insurance policy, the policyholder can receive compensation in the event of long-term unemployment or sick leave. The insurance provides compensation if the policyholder has been injured on the job or on the way to or from their workplace. This form of insurance is often referred to in Swedish as “Trygghetsförsäkring vid arbetsskada” and abbreviated to the acronym “TFA”.

Occupational pension insurance

Occupational pension insurance is an insurance solution to secure an occupational pension. It can be taken out by the employer for the benefit of the employee, or taken out by the employee but then paid by the employer.