Insurance for the employee
In order for the employee to be granted a permit, the employer must have taken out medical insurance, life insurance, occupational injury insurance and occupational pension insurance for the employee by the time they start their employment.
If the employee later wants to apply for an extension of their permit, they must have been covered by medical insurance, life insurance, occupational injury insurance and occupational pension insurance for the entire period that they have had a permit in Sweden. It is therefore important that the documentation shows the date on which the insurance began to apply, as well as the terms and conditions of the policy.
People who are in Sweden for less than one year do not have the same right to social welfare benefits as those who reside here. From 1 June 2026, it is a requirement that the employee has, or has applied for, a comprehensive health insurance policy. The insurance must be valid for the entire time during which the employee will be in Sweden and must cover the cost of urgent and other medical care, hospitalisation, and emergency dental care. It must also cover the cost of medical repatriation.